«Back Mortgage Lending2020 Down Payment Plus GrantDown Payment Plus Details - Springfield Get up to $6,000 in down payment and closing cost assistance If you have a steady income and good credit, you may be able to buy a home with help from the Down Payment Plus Program. Funds from this grant are distributed on a first-come, first-served basis and applicants who stay in their home for at least five years are not required to repay the grant money. Let's Talk! Contact one of our knowledgeable lenders to learn more about this grant, plus get a free Home Buying e-guide to help you get started on the right foot in your home buying process. Janet JoslinContact JanetNMLS ID 447048 Greg TallyContact GregNMLS ID 447047 Jason LeMastersContact JasonNMLS ID 1059653 Tim RobinsonContact TimNMLS ID 566554 Not looking for anyone specific? We will find the right lender for you. Contact Us Down Payment Plus Grant Requirements Participants must: Contribute at least $1,000-2,000 of personal funds Attend home-ownership counseling Live in the home as a primary residence Meet the minimum credit score requirements Current Income Limits (per household): Sangamon and Menard Counties 1 Person $46,1502 People $52,7503 People $59,3504 People $65,9005 People $71,2006 People $76,4507 People $81,7508 People $87,000 Download Down Payment Plus Grant Flyer Here's what you can do now to make buying your home easier 1. Find a Mortgage Lender Find a lender who will help you find the best options for your needs. 2. Ask Questions If you don't understand mortgage terms or processes, ask for more information. 3. Get Pre-qualified Spend time looking at houses that fit within your budget. Read More We are happy to talk with you! Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible. Contact Us