«Back Mortgage LendingHomebuyer Tools Homebuyer Tools Whether you’re a first time homebuyer or looking for your next home, we’re with you to make the process of buying a home as easy as possible. This information will offer a better understanding of how the process works so you can choose the best options for you and your financial situation. Resources for Homebuyers Mortgage Calculator Dictionary of Mortgage Terms Preparing for Home Ownership Your Credit Score Mortgage Approval Process New Construction Loan Guide Documents for Mortgage Application Here are the documents you will need to gather for your mortgage loan application process: Current pay stubs for yourself and any co-borrowers Bank statements for the past two months Your last two federal income tax returns, this does include W-2s Apply online Download & print an application Final approval is contingent upon submission of a fully executed application contract on eligible residential property, an acceptable appraisal, and no change in your financial condition. We will notify you if the loan for which you are applying requires any additional documentation. Current Mortgage Rates Please enter the zip code in which you reside: Zip