A Federal Housing Administration (FHA) loan is a home loan backed by the government giving lenders the ability to offer more flexibility in qualification requirements than a conventional loan. FHA loans may come with higher interest rates and require home buyers to pay Private Mortgage Insurance (PMI) along with their monthly payment.

Because this loan comes with easier requirements, first-time homebuyers or those building their credit may find this to be the right mortgage option. This loan typically comes with a lower down payment as well, making it an easier option for those with limited savings.

Benefits Include:

• A low down payment
• A fixed interest rate that won't change over time
• Less strict qualification requirements 

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The most important step in financing a home is finding a lender who will work with you every step of the way, answering all of your questions, and making you feel comfortable. Let us make your home loan process go quickly and smoothly!

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