«Back Mortgage LendingHome Loan ProgramsFlexible Loans Flexible Loans Flexible Loans Flexible adjustable-rate loans come with an "adjustable" interest rate that may fluctuate either up or down over the life of the home loan. Typically, this type of loan is a fixed amount for anywhere from 3-10 years and following that, the loan may differ in amount from year to year. If you're looking for a home that you will not live in for a long period of time, this loan may be a good option for you. Other requirements include that a home-buyer has a solid and established credit history and that they are able to pay at least 5% on a down payment. Benefits Include: A lower monthly payment at the start of the loan The lowest short-term rate options for qualified buyers Find a Lender The most important step in financing a home is finding a lender who will work with you every step of the way, answering all of your questions, and making you feel comfortable. Let us make your home loan process go quickly and smoothly! Contact Us Meet our lending team Mortgage Rates Find the latest mortgage rates. Current Rates Home-buyer Tools We are here to make buying a home easier. Learn More We are happy to talk with you! Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible. Contact Us