«Back Mortgage LendingHome Loan ProgramsConventional Loans Conventional Loans Conventional Loans Conventional fixed-rate loans come with a "fixed" interest rate that doesn't change over the life of the home loan. This means a home-buyer won't have to worry about a surprise change in the interest rate amount. If you're looking for a home that you will live in for a long period of time, this loan may be a good option for you. Other requirements include that a home-buyer has a solid and established credit history and that they are able to pay at least 5% on a down payment. Benefits Include: A fixed interest rate that won't change over time The lowest fixed rate options for qualified buyers Find a Lender The most important step in financing a home is finding a lender who will work with you every step of the way, answering all of your questions, and making you feel comfortable. Let us make your home loan process go quickly and smoothly! Contact Us Meet our lending team Mortgage Rates Find the latest mortgage rates. Current Rates Home-buyer Tools We are here to make buying a home easier. Learn More We are happy to talk with you! Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible. Contact Us