«Back Mortgage Lending2020 Down Payment Plus GrantDown Payment Plus Details - Champaign/Urbana Get up to $6,000 in down payment and closing cost assistance If you have a steady income and good credit, you may be able to buy a home with help from the Down Payment Plus Program. Funds from this grant are distributed on a first-come, first-served basis and applicants who stay in their home for at least five years are not required to repay the grant money. Let's Talk! Contact one of our knowledgeable lenders to learn more about this grant, plus get a free Home Buying e-guide to help you get started on the right foot in your home buying process. Shay MooreContact ShayNMLS ID 780834 Jessica WoolcottContact JessicaNMLS ID 1687112 Not looking for anyone specific? We will find the right lender for you. Contact Us Down Payment Plus Grant Requirements Participants must: Contribute at least $1,000-2,000 of personal funds Attend home-ownership counseling Live in the home as a primary residence Meet the minimum credit score requirements Current Income Limits (per household): Champaign, Ford and Piatt Counties 1 Person $46,8502 People $53,5503 People $60,2504 People $66,9005 People $72,3006 People $77,6507 People $83,0008 People $88,350 Vermillion County 1 Person $37,9502 People $43,3503 People $48,7504 People $54,1505 People $58,5006 People $62,8507 People $67,1508 People $71,500 Download Down Payment Plus Grant Flyer Here's what you can do now to make buying your home easier 1. Find a Mortgage Lender One of our trusted lenders will help you find the best options for your needs. 2. Ask Questions If you don't understand mortgage terms or processes, ask for more information. 3. Get Pre-qualified Spend time looking at houses that fit within your budget. Read More We are happy to talk with you! Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible. Contact Us