«Back Business BankingTreasury Services Fraud Prevention Positive Pay With positive pay, Marine Bank receives a list of checks you issue to compare to checks that are presented to us for payment from your account(s). You will receive a report of any mismatched items so that you can review them and decide whether or not they should be paid. ACH Positive Pay Electronic payment fraud costs American businesses billions of dollars every year. Marine Bank’s anti-fraud services protect your business by monitoring activity on your account and verifying that you have authorized debits and credits. Under federal regulations, you have only 24 hours to return fraudulent ACH transactions. We can make sure you meet that deadline and stop fraud in its tracks. Let's Talk If you would like a free consultation about how we can provide financial solutions tailored to your business, contact Nick Oehmke today. 217.726.0602 Business Credit Cards Choose the credit card with features and rewards that are right for your business. Learn More